So you’ve stopped paying your mortgage and suddenly your bank sends you a notice of trustee sale claiming that your property will be foreclosed upon in a few months
You’re in need of real help, real fast.
So guess what else you’ll find in the mail?
1. Letters from people claiming that you can simply walk away from your home by doing a “quit-claim” . SCAM.
2. Letters from people claiming that they will delete your mortgage sign over half of your equity to their name . SCAM.
3. Letters that appear to come from the government claiming to help you obtain ”government loan modifications and/or short sale assistance.” SOLICITATION FOR BUSINESS.
4. Investors claiming that they’ll “buy your house” in 7 days. QUITE POSSIBLY A SCAM.
So you go off looking for “Seattle Foreclosure Help” on Google and again you’re faced with hundreds of offers from people offering to buy your property from you or “save your home and prevent foreclosure.”
Now not every single company promising to save you from foreclosure is trying to steal your home , but you must keep in mind the key differences between a company that’s going to actually help you vs. a company that’s out there to rip you off.
And you know what that is?
It’s a track record.
Has the company closed at least 75-100 short sales? What is their average success rate? Of all of the loan modifications that they’ve negotiated, how many of them have been permanent? Are the companies promising to repair your credit comprised of actual attorneys experienced in litigation or random people off of the streets?
You need to have an answer to these questions when seeking to avoid being another Seattle foreclosure statistic.
As the owner of Short Sail Solutions (a nationwide network of short sale experts), I have spent the last few years partnering with the best companies out there with the strongest track records, who are fully capable of helping homeowners avoid foreclosure and walk away from this season in life with as little damage as possible.
And remember, when something sounds to good to be true, it probably is.
This is a reason why the Attorney General wrote me a letter congratulating my business . When homeowners are in pre-foreclosure, the last thing they need is another person trying to take advantage of their distressed situation . Yes it’s important to get help, but it’s even more important to get it from the right people.
If you would like more information on who to work with in Seattle regarding your possible foreclosure, click here for –> Seattle Foreclosure Help. Many investors, scam artists and unprofessional, unethical companies will disguise themselves as “experts” for the purpose of marketing, but when it comes to helping you save your home, you need to carry out some due dilligence before working with any particular company . Be weary of people who overpromise and under deliver, because the risk of losing your home is far too great.
Be wise,
Kevin Kim
